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Once
you get behind on your mortgage, the clock is ticking.
The sooner you decide on the course of action, the more
cash you and your family can pull out of your house,
and the better chance you'll have of stopping the bank
from stealing your home.
Can you raise enough cash to cure the
default and stay in your home?
There are several creative ways to do this. We can
help you identify the methods to keep your house if
you feel you can still afford to stay in your house.
On the other hand, if you decide to sell your house,
we might be able to buy it and give you cash for your
equity in as little as 7 days.
Can you get a new mortgage?
You'll need to borrow enough to payoff what's owed to
your current lender PLUS the back payments PLUS late
fees and attorney fees Plus all the closing costs to
get a new loan.
If you're able to realistically commit to a larger
mortgage obligation, we can help you explore this option.
Should you sell your house now?
Maybe we can buy your house quickly and easily. There's
no need to go through the uncertainty of listing your
house with an agent or trying to sell it yourself. There's
no need to spend money fixing up your house to please
a picky buyer.
* We can buy your house "as is"
* We can close on the date of your choice
* We can handle all the paperwork
* We can give you cash for your equity
We're not real estate agents and we're not associated
with any real estate agency. We don't charge a fee or
commission so there's no cost to you. We can close in
7 to 10 days and by acting now, you can get the most
money out of your house.
The biggest reason for you to allow us help cure your
loan, refinance your debt or sell your house is to keep
a foreclosure off your record, and that's important.
By saving your credit, you won't have to experience
the frustration of trying to get a future mortgage,
a nice house to rent or a fair insurance quote when
you have severely damaged credit.
Know that after your bank forecloses on your home,
you'll always have that hanging over your head, coloring
the opinions of what others think of you. All mortgage
applications currently ask if you've EVER had a foreclosure.
You'll have to say "yes" for the rest of your
life… unless you avoid it right now by discovering
your options and taking positive action.
Do you feel a foreclosure can't be stopped, and
that your situation is beyond hope?
Then let us help you save as much of your equity as
possible. Even if you have little or no equity, we know
several ways to create it by renegotiating with your
lender, generating enough cash to give you something,
rather than nothing.
In fact, if you have the ability to pay more then you're
obligated to pay each month now (perhaps because the
financial setback you experienced was temporary) it's
possible for us to negotiate a plan with your lender
to keep you in your home and get you back on track.
But know this… from our experience… only
1 out of 9 families we consult with who are facing foreclosure
are able to save their home by agreeing to pay MORE
each month. So it may be in your best interest to explore
your options for selling quickly at no expense to you.
When you decide to sell, you'll need a new home. Maybe
you can stay with friends or family, or maybe find a
new place of your own.
Damaged credit will limit where you can move. Landlords
and lenders will look closely at your ability to keep
up with your financial obligations. But once we're working
with you, and we understand your situation, we may be
able to get you into one of OUR homes with flexible
seller financing. We may also be able to trade properties
Are you thinking of filing bankruptcy?
Some homeowners consider filing bankruptcy to stop
a foreclosure. But it won't. It only delays it while
the amount owed grows to an unrecoverable amount. Know
that the bank that lent you the money on your house
will get their money, or your house. They're a secured
creditor. Bankruptcy will never wipe out your mortgage
debt. You cannot avoid foreclosure by filing bankruptcy.
Should you do nothing and wait?
Some borrowers even think they'll benefit from "free
rent" until the bank hires the local sheriff to
throw them out. But wouldn't you rather have debt relief,
emotional relief and some seed money to start fresh
in a new home? And remember… you'll want to keep
a foreclosure off your credit report if at all possible.
Equity in real estate takes years to build but it can
be wiped out in a single day, once your house is sold
at public auction. Let us help you examine all the options
you have available NOW. Then you'll be able to make
decision based on real facts, not wishful thinking.
I invite you to call our office toll free at 866-601-6240
ext 106 and talk to us. We will gather the details on
your situation. Then we can offer you several solutions
there's no cost or obligation and we'll hold everything
in strict confidence. Once we have your details, we
may be able to:
* Put up the money to cure your default, or...
* Help get you a new loan, or...
* Renegotiate your obligation with the lender, or...
* Make you an acceptable offer to buy your house "as
is" with
cash to you at closing.
We don't recommend trying to sell your house though
a real estate agent until you learn more about the major
disadvantages of taking such actions. We don't recommend
you try to sell your house on your own unless your loan
is current and you have time to test the market. Bankruptcy
should always be used as a last resort because (in our
opinion) it rarely produces the result home owners expect
or hope for.
We do recommend that you allow us to explore ways to
raise cash needed to cure your default or stop a foreclosure.
We'll either put up the money ourselves or help you
locate a reliable source of funds. If refinancing your
house makes sense, we'll help investigate that.
Let us offer you a fresh start and a brighter future...
Put an end to the stress and emotional hardship you
may be experiencing right now. Sure, you may find an
answer, on your own, without us being involved. But
you owe it to yourself and perhaps your family to get
any help you could use. We want to help. It's what we
do everyday.
Will you take the next step?
If you want more information without risk, we'll need
to get some information about your situation and your
property. You can call us toll free direct at 866-601-6240
ext. 106 for a FREE, friendly, no obligation consultation.
We'll be happy to speak with you. Or you can complete
the online Request
Form
After evaluating your situation, we'll gladly call
you back and share our ideas with you. Then, if you
decide it's best to sell your house, we'll come out
and make you a fair purchase offer that'll put cash
in your pocket at closing.
If you prefer to keep your house, we'll explore how
to raise the cash needed to avoid losing it.
Please submit your information at the link below, all
information is held in strict confidence.
Click
Here For Foreclosure Information Form
So please call us. We'll explain everything in clear,
easy to understand terms. You'll still have all your
other options available if it's determined that we're
not your best solution.
PM Housing
Toll Free 866-601-6240 Ext.106
Email: don@pmhousing.com
Website: www.pmhousing.com
P.S. If you are behind on your house payments and don't
have an immediate plan to cure your default, it is only
a matter of them that your name will appear on public
record as "someone in distress." Then you'll
have to deal with a barrage of real estate agents, mortgage
brokers and real estate investors hoping to capitalize
on your misfortune.
Perhaps you've already experienced that! I hope not.
It can be very embarrassing and upsetting. Call now!
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